Generations

Will cutting-edge layaway plans be the salvation of the retail sector and the broader economy, or are they a disaster waiting to happen? The newest experiments in making it consumer payments easy is creative, but may not bring the long-term results that retailers hope to...

It always happens the same way: the economy slow and births go down, and then it gets better and there is a mini baby boom. Except - not this time. It is ten years after the end of the recession and births in the U.S..and...

Ugh, the college admissions scandal. Rich parents buying their kids into top colleges, coaches taking payoffs, entitled kids pretending to be athletes or scholars or whatever, and sometimes not even really wanting to go to school. It is all pretty distasteful - but is there...

After this Globe and Mail column came out, I had a friend call and ask whether he should re-jig his portfolio to get rid of his auto stocks. The piece is about demographics, and specifically about the implications of the fact that people spend differently...

I was intrigued when I heard about 'Income Sharing Agreements' which are basically a way share the 'risk'  of paying for an education between the student and another party.See my column for the Globe and Mail here ...

This is my latest article for the Globe and Mail..this time on 'Perennials' as older workers are sometimes called. Those over 55 now comprise about 23 per cent of the U.S. workforce and 21 per cent of the Canadian one, which should not surprise anyone....

Here’s a piece I wrote for the Globe and Mail on the way that demographics are affecting the supply of young hockey players. Millennials have provided lots of young players which have sped up the game, but that may change, You can read the whole...